Privacy Policy

Last updated: 20-MAR-2026

Smart Expense Tracker ("we", "our", or "us") operates the Smart Expense Tracker mobile application. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our app.

1. Information Collection and Use

While using our app, we may collect certain information to provide and improve the service.

Local Data Storage

Smart Expense Tracker primarily stores your financial data (expenses, categories, notes) locally on your device using an encrypted-ready database. We do not transmit your personal financial records to our servers.

2. Third-Party Services

The app does use third-party services that may collect information used to identify you. These include:

• Google Play Services: Used for app updates and core functionality.
• AdMob: We use Google AdMob to display advertisements. AdMob may collect and use data (such as your device's advertising ID) to show personalized ads.

3. Permissions

To provide its features, the app may request the following permissions:

• Notifications: To send you reminders for recurring expenses.
• Storage/Media: Used only when you choose to export your expense reports as PDF files to your device.

4. Data Security

The security of your data is important to us. Since your data is stored locally, its security depends on your device's security. We recommend using device encryption and screen locks to protect your information.

5. Children's Privacy

Our service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top.

7. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us: